About Spendify
Spendify is a smart, AI-powered mobile bookkeeping app designed to help individuals and small businesses record, track, invoice, and understand their money - effortlessly. Built for freelancers, creators, vendors,...
Spendify is a smart, AI-powered mobile bookkeeping app designed to help individuals and small businesses record, track, invoice, and understand their money - effortlessly. Built for freelancers, creators, vendors, consultants, and everyday earners, Spendify replaces spreadsheets and manual record-keeping with an intuitive, mobile-first experience powered by AI. Whether you’re tracking daily expenses, sending invoices to clients, estimating taxes, or setting financial goals, Spendify helps you stay organized and in control - right from your phone.
Version History AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust 9.1.85 Jul 12 AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do Spendify uses AI to simplify how you capture and manage money: • Voice-based expense & income capture — just speak, Spendify records it • AI receipt scanning — scan receipts to auto-extract amounts and categories • Smart tax estimates — see clear tax calculations with simple explanations • Conversational input — record budgets, expenses, and income naturally No accounting knowledge required. Invoicing Made Simple • Create and send professional invoices • Track invoice status (sent, paid, outstanding) • Generate receipts from paid invoices • Understand your real income at a glance Perfect for freelancers and small businesses who invoice for a living. Built for Real People & Real Work Spendify is ideal for: • Individuals managing personal finances • Freelancers and independent professionals • Creators and service providers • Micro and small business owners • Anyone who earns income and needs clarity No accountants. No spreadsheets. No complicated finance software. One Clear Financial View • Track income and expenses • Create recurring budgets • Set financial goals • Separate personal and business records • Get summaries that make sense Spendify turns daily financial activity into actionable insight. Global-Ready, Mobile-First Designed for global use and optimized for mobile, Spendify works wherever you are. Your phone becomes your digital bookkeeper. Your Data, Your Control • Secure data handling • Private records • You decide what to track and share Why Spendify? • AI-powered bookkeeping • Voice & scan-based tracking • Simple invoicing & receipts • Clear tax estimates • Built for individuals & small businesses • Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant Talk to Ola like a real financial buddy and get instant support. • “Record ₦20,000 from client payment.” • “Create invoice for makeup session ₦15,000.” • “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries. 2. Smart Budgeting & Tracking Stay in control of your goals — without complicated tools. • Auto-categorized income and expenses • Budget planner and insights • Daily, weekly, and monthly performance views 3. Business Essentials Run your business anywhere, anytime. • Professional invoices and receipts • Quote-to-invoice system with prefilled details • Multi-wallet setup for teams or clients • Tax calculator for quick local tax estimates 4. Spendify Wallet Your personal digital cashbook. • Categorize income and expenses • Share wallets with partners or clients • View instant balance and reports 5. Reports, Goals & Insights Know where your money goes — and where it should go next. • Weekly and monthly spend reports • Goal tracking and visual summaries • Smart reminders for bills and savings 6. Security You Can Trust Bank-level encryption with secure cloud backup.
Your data. Your control. 2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant Talk to Ola like a real financial buddy and get instant support. • “Record ₦20,000 from client payment.” • “Create invoice for makeup session ₦15,000.” • “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries. 2. Smart Budgeting & Tracking Stay in control of your goals — without complicated tools. • Auto-categorized income and expenses • Budget planner and insights • Daily, weekly, and monthly performance views 3. Business Essentials Run your business anywhere, anytime. • Professional invoices and receipts • Quote-to-invoice system with prefilled details • Multi-wallet setup for teams or clients • Tax calculator for quick local tax estimates 4. Spendify Wallet Your personal digital cashbook. • Categorize income and expenses • Share wallets with partners or clients • View instant balance and reports 5. Reports, Goals & Insights Know where your money goes — and where it should go next. • Weekly and monthly spend reports • Goal tracking and visual summaries • Smart reminders for bills and savings 6. Security You Can Trust Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant Talk to Ola like a real financial buddy and get instant support. • “Record ₦20,000 from client payment.” • “Create invoice for makeup session ₦15,000.” • “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries. 2. Smart Budgeting & Tracking Stay in control of your goals — without complicated tools. • Auto-categorized income and expenses • Budget planner and insights • Daily, weekly, and monthly performance views 3. Business Essentials Run your business anywhere, anytime. • Professional invoices and receipts • Quote-to-invoice system with prefilled details • Multi-wallet setup for teams or clients • Tax calculator for quick local tax estimates 4. Spendify Wallet Your personal digital cashbook. • Categorize income and expenses • Share wallets with partners or clients • View instant balance and reports 5. Reports, Goals & Insights Know where your money goes — and where it should go next. • Weekly and monthly spend reports • Goal tracking and visual summaries • Smart reminders for bills and savings 6. Security You Can Trust Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates: - Smarter Budgeting - Smarter Record and Transaction Management - Insight. - Invoice and Receipt - AI updates. 9.1.76 12/29/2025 App updates: - Smarter Budgeting - Smarter Record and Transaction Management - Insight. - Invoice and Receipt - AI updates. - 9.1.75 12/21/2025 App updates: - Insight. - AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection Choose from 4 unique AI voices to personalize your Ola assistant Enhanced Real-Time Chat Streaming AI responses with WebSocket-powered communication Financial Quick Actions One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more Smarter Record Creation Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates - Pricing plans. - New UI Implementations. - Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates. - Tracker and wallet bugs fixes. - Notification implementation. 9.1.57 01/09/2025 New Features and Fixes - Auth issues fixed - Tracker Fixed data inaccuracies, crashes, and UI glitches. Improved notification accuracy and tracker performance. - Banking Module View and categorize transaction inflow/outflow. Insights with charts. Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025
Previous Versions
Here you can find the changelog of Spendify since it was posted on our website on 2023-10-12 12:23:38.
The latest version is 9.1.85 and it was updated on 2026-10-06 15:21:42. See below the changes in each version.
Spendify version 9.1.85
Updated At: 2026-10-06
Changes: Version History AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.85 Jul 12 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant
Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication
Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more
Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025
Spendify version 9.1.85
Updated At: 2026-07-16
Changes: Version History AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.85 3d ago AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant
Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication
Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more
Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025
Spendify version 9.1.84
Updated At: 2026-06-30
Changes: Version History AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant
Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication
Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more
Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025 Fixes and UI Update. 9.1.53 10/20/2024
Spendify version 9.1.82
Updated At: 2026-03-22
Changes: AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust
Spendify version 9.1.71
Updated At: 2025-06-02
Changes: Jun 2, 2025
Version 9.1.71
App Updates.
Spendify version 9.1.70
Updated At: 2025-05-01
Changes: May 1, 2025
Version 9.1.70
Pricing update.
Spendify version 9.1.69
Updated At: 2025-04-19
Changes: Apr 19, 2025
Version 9.1.69
New updates
- Pricing plans.
- New UI Implementations.
- Fixes.
Spendify version 9.1.68
Updated At: 2025-04-05
Changes: Apr 5, 2025
Version 9.1.68
Insight update and reminder fixes.
Spendify version 9.1.62
Updated At: 2025-02-28
Changes: Feb 28, 2025
Version 9.1.62
UI Updates...
Spendify version 9.1.61
Updated At: 2025-02-13
Changes: Feb 13, 2025
Version 9.1.61
Mono, Bank, Graph updates and fixes.
